Filing a workers’ compensation claim in Utah can feel like navigating a maze blindfolded. Deadlines, forms, and insurance jargon make it tough—but it doesn’t have to be. Here’s a step-by-step guide to help Salt Lake City workers get the benefits they deserve, plus tips to avoid common pitfalls.
Step-by-Step Guide to Filing a Claim
- Report the Injury
Notify your employer in writing within 180 days. Include the date, time, and details of how it happened.- Pro Tip: Email your report and keep a copy—verbal notifications can be disputed.
- Get the “First Report of Injury” Form
Your employer should provide this. If not, download it from the Utah Labor Commission website.- Fill It Out Carefully: Be specific—vague forms get denied.
- Submit the Form
Your employer must send it to their insurance carrier within seven days. You can also file directly with the Utah Labor Commission if needed.- Deadline: You have one year from the injury date to file, but don’t wait.
- See the Doctor
The insurance company may choose your initial doctor. Be honest about your pain and limitations.- Switching Doctors: If you’re unhappy, Utah law allows you to request a different provider.
- Track Your Benefits
You may receive medical coverage, temporary disability payments, or vocational rehab.- Benefit Calculation: Temporary benefits are about two-thirds of your average weekly wage, up to a state maximum.
Common Pitfalls and How to Avoid Them
- Missing Deadlines: Report within 180 days, file within one year, appeal denials within 45 days.
- Incomplete Forms: Double-check for missing info—insurers love to deny for “technicalities.”
- Returning to Work Too Soon: Don’t let your employer pressure you—wait for medical clearance.
Appealing a Denied Claim
If your claim is denied, don’t panic—you can appeal. Here’s how:
- File an Appeal: Submit a “Request for Hearing” form to the Utah Labor Commission within 45 days.
- Gather Evidence: Medical records, witness statements, and expert opinions can strengthen your case.
- Get Legal Help: A Salt Lake City workplace injury attorney can guide you through the process.
At Ceda Law Group, we’ve helped many Utah workers win their appeals. Contact us today for a free case evaluation.
